Merchant Services · Dual Pricing

$0 Processing Fees.

Keep every dollar you earn. You post a cash price and a card price, and the card price covers the cost of accepting cards.
Get Started See How It Works
Cash price $10.00 CARD PRICE $10.40 Fee to you $0.00
Cash price $10.00 · Card price $10.40
Your cost: $0.00
By The Numbers

What Switching Actually Looks Like

Discount Rate
2.90%
The percentage a processor keeps off the top of every transaction, deducted before the deposit hits your account. Dual pricing offsets it, so it doesn't come out of your sales.
Monthly Fee
$25
Most merchant accounts carry a flat fee just to keep the account open, whether you run a sale or not. We don't charge one.
Equipment Costs
$300
Terminals typically run several hundred dollars upfront elsewhere. Standalone terminals are free here, including Clover Flex and Clover Mini. Full-service POS systems may carry a cost.
Cancellation Fees
$495
No contracts. Nothing to buy out if you ever decide to leave, unlike many processors that lock you in.
Comparison figures are typical industry examples, not quotes from any specific processor.

Two Prices. Zero Cost To You.

Your business posts a cash price and a card price. The gap between them covers the cost of accepting cards, so it's built into the price instead of coming out of your margin.

Why ZeroCost

Signup Is Just The Start.

The goal is making sure you understand what you're running, not just getting a signature.

Real Education

We walk through how dual pricing works before you sign anything, so there are no surprises once it's live.

Hands-On Setup

Equipment configured and pricing tested before your first real transaction runs through it.

A Real Person

Questions after you're live get answered by someone who actually set your account up.

Free Statement Review

See What You're Paying Now

Send your latest processing statement and we'll show you what dual pricing would look like for your business. No obligation.

  1. 1
    Snap a photo of your latest statement, or grab the PDF.
  2. 2
    Text it or email it to us.
  3. 3
    We walk you through your numbers and what changes.
Text A Photo Email The PDF

Feel free to cover your account number. We only need the totals and fees. We use your statement only to build your comparison.

FAQ

Straight Answers.

What is dual pricing?+

Your business posts a cash price and a card price. The card price covers the cost of accepting cards, so that cost isn't coming out of your margin on every sale.

Will this actually cost me anything?+

Standalone terminals are free, there's no monthly fee, and there are no contracts. The cost of accepting cards is offset by the dual pricing structure, so it doesn't come out of your sales. Full-service POS systems may carry a cost, and we'll tell you before you commit to anything.

How does setup work?+

It's plug and play. Your terminal is programmed with your dual pricing and ready to go before it ships. You can plug it in yourself, or we'll set it up with you.

What equipment do you support?+

Standalone terminals are all free, including Clover Flex and Clover Mini. We also work with Dejavoo Z8 and Valor terminals, and with most POS systems you already use. Full-service POS systems are the exception and may carry a cost.

Are there contracts or cancellation fees?+

No contracts and no monthly fee. If you ever want to leave, there's nothing to buy out.

Is dual pricing allowed?+

Dual pricing is a widely used program. The key is that both prices are clearly posted before the customer pays, which is why we handle the signage and set the terminal up to display them correctly.

Do you only work in the tristate?+

Home base is the tristate area, but merchants nationwide can sign up and get set up remotely.

How do I get started?+

Reach out below and we'll go over your current setup, walk through how dual pricing would look for your business, and take it from there.

Ready To Stop Paying Credit Card Processing Fees?

Reach out and we'll walk through what this looks like for your business.

info@zerocostpay.com (917) 836-3773

Not ready to talk? Get a free statement review and see your numbers first.

Questions? Reach out directly.
info@zerocostpay.com (917) 836-3773